Up-To Comparatives
What it is
Framing a benefit by its ceiling — “up to 50% off”, “speeds up to 1 Gbps”, “save up to $500” — so the reader anchors on the maximum while the typical outcome, which the seller knows, goes unstated.
How it works
Real-world examples
- •In 2012 the FTC settled with five window-replacement companies, including Long Fence and Home and Serious Energy, over “up to 47%” energy-savings claims, and released a copy test by Manoj Hastak and Dennis Murphy showing that consumers read the ceiling as what they would get.
- •UK broadband advertising: until 2018 a provider could advertise an “up to” speed achievable by 10% of customers; CAP guidance in force from 23 May 2018 replaced it with the average speed available to at least 50% of customers at peak time.
- •“Up to 70% off” banners over racks where a few items carry the full reduction and the rest 10-20%; in the EU, the Price Indication Directive as amended by the 2019 Omnibus Directive requires the reference price for any reduction to be the lowest price charged in the previous 30 days.
- •Battery and network claims — “up to 20 hours of battery”, “up to 5G speeds” — measured under laboratory conditions that ordinary use rarely reproduces.
Ethical guidelines
An “up to” figure is honest when a substantial share of buyers actually reach it and the typical result is disclosed beside it; it becomes manipulation when the ceiling is a rare or laboratory outcome presented as the only number, so the reader anchors on a result the seller knows most will not get.
- ●Lead with the typical result; if you state a ceiling, state the share of customers who reach it and what the median customer gets.
- ●A ceiling reached by only a small fraction of buyers is not a fair description of the product; UK advertising rules require that a significant proportion could achieve the “up to” figure.
- ●For discounts, state the range (“10-70% off”) and the number of lines at the maximum, not the maximum alone.
- ●Test the claim on real readers: if most take the ceiling as the expectation, the claim is misleading whatever the qualifier says.
How to defend against it
- ►Read “up to X” as “rarely X”, then ask the seller in writing what the typical or median result is and how many customers reach the maximum. A refusal to give a number is the answer.
- ►For discounts, find the items that actually carry the headline reduction before judging the sale, and check the “was” price with a price tracker or, in the EU, against the 30-day-low rule.
- ►For speeds and battery life, find the independent figure: Ofcom and the FCC publish measured broadband performance, and reviewers publish battery tests under standard loads.
- ►Re-anchor deliberately: write down what you would expect if “up to” were replaced by “on average”, and decide on that number.
- ►Report “up to” claims that few buyers can reach to the ASA (UK), the FTC (US), or your national consumer authority (EU).
From the Defense Playbook
When someone quotes a relative change ("cuts your risk by 50 percent", "doubles the danger"), ask what the risk was before and after in plain counts out of the same number of people, because the same fact sounds enormous as a ratio and modest as a difference.
Compare products by price per unit (per 100 grams, per litre, per sheet, per dose) instead of by pack price, pack size, or the size of the discount sticker, which is the one number that package design and promotions cannot disguise.
When a position seems to change size depending on whether it is being advanced or defended, write down the bold version and the modest version side by side and ask which one is being claimed, so the speaker cannot enjoy the conclusions of one and the defensibility of the other.
Every playbook entry states how strong its evidence is and when not to use it. Browse the full playbook.
References
- Hastak, M., & Murphy, D. (2012). Effects of a Bristol Windows Advertisement with an “Up To” Savings Claim on Consumer Take-Away and Beliefs. Report prepared for the Federal Trade CommissionThe copy-test finding that consumers interpret an “up to” savings ceiling as the result most buyers will obtain.
- Tversky, A., & Kahneman, D. (1974). Judgment under Uncertainty: Heuristics and Biases. Science, 185(4157), 1124-1131 · linkAnchoring: a salient initial number biases the estimate even when the reader knows it is not representative.
- Committees of Advertising Practice (CAP and BCAP) (2017). Broadband Speed Claims: Advertising Guidance. ASA/CAP guidance, published November 2017, in force 23 May 2018The replacement of “up to” broadband speeds with the average speed available to at least 50% of customers at peak time, after research showed “up to” figures were read as typical.
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