Interpersonal

Financial Control

What it is

Using money and economic resources as a tool to dominate, restrict, or punish another person.

How it works

The controller restricts the target's access to finances, monitors their spending, prevents them from working, or creates financial dependence. Without economic autonomy, the target cannot easily leave or resist, making them compliant out of survival necessity.

Real-world examples

  • •A partner who controls all bank accounts and gives the other person an "allowance."
  • •A parent who threatens to cut off tuition if an adult child makes choices they disapprove of.
  • •An employer who structures compensation so that leaving would mean forfeiting significant earned benefits.

Ethical guidelines

  • ●Financial arrangements in relationships should be transparent and mutually agreed upon.
  • ●Economic leverage should never be used to coerce personal decisions.
  • ●Supporting someone financially does not entitle you to control their choices.

How to defend against it

  • ►Maintain your own bank account and some independent financial resources.
  • ►Know your legal rights regarding shared assets and income.
  • ►Seek advice from financial counselors or domestic violence hotlines if finances are being weaponized.

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